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Financial services

In order for us to give our clients general advice about financial services this firm is regulated by the Institute of Chartered Accountants in England & Wales for a range of Investment Business Activities. In order that our clients and others can access specialist advice that has our support and confidence we have set up a separate joint venture – now renamed CFG Financial Planning Limited. We are pleased to announce that from June 2005 we can also to deal with all aspects of mortgage advice. We are happy to review existing residential mortgages to see if we can find you a deal which meets your needs. Commercial mortgages and property purchase through SIPP investments can also be arranged. If you have any queries regarding any aspects of your mortgage, please do not hesitate to contact us.

Specialist Advisers

James Randall Sound, reliable and professional independent financial advice can be given by James Randall (from joint venture partners Sigma Asset Management Limited) on all financial planning matters including trust planning and pension transfer work for which he is additionally qualified. The aim of the joint venture is to provide both existing and new clients with high quality financial advice covering all aspects of Life, Pensions and Investments.

Where, When & How?

James attends weekly advice surgeries at our office in Witham on Wednesday afternoon. Why not book a free – no obligation – initial meeting now by phoning Clare in our office on 01376 513177 or direct with James on 01206 233176. Meetings can also be arranged at their office in Langham, Colchester or on your premises.

Areas of Financial Planning Covered

Some of the areas upon which CFG Financial Planning Limited advises are:

  • “A” Day changes on 6 April 2006
  • Domestic and Commercial Mortgages
  • Stakeholder pensions
  • Group Personal Pension plans
  • Directors Pension plans
  • Self Investing Pensions – SIPP’s & SSAS’s
  • Key Man Cover
  • Retirement Options
  • Lump sum investments
  • Employee Benefits
  • Inheritance Tax Planning
  • Life Assurance
  • Critical Illness Cover

Advice is given across a full range of areas which include pension planning, the tax efficiency of savings and investments and the provision of benefits in the event of death or serious illness. Because of the wide range of products and providers in the marketplace there is a great need for independent advice. Often if clients are provided with financial products through their banks they have not compared products available elsewhere. As a provider of truly independent advice CFG Financial Planning Limited use specialist software packages to provide an overview of the whole marketplace and offer advice on which are the best products and providers for their clients.

Advisers Backgrounds

James RandallJames Randall James Randall graduated in Business Studies from London University in 1992, spent two years in the City and joined Scottish Equitable as a broker consultant in 1994. He joined Sigma in July 1999 and is responsible for specific account management and development. As a pensions specialist, he has G60 which qualifies him to give authoritative advice on all levels of retirement planning. He is based in Colchester, is a true Essex boy and an effective networker. Tel: 01206 233176 E-mail: james@sigmaifa.com